DIVIDENDS & RATES
Savings |
|
Account |
Minimum Balance to Earn Dividends |
APY* |
Dividend Rate |
Regular Savings/Medical |
$25 |
.75% |
.75% |
Everyday Supershare |
$2,500 |
1.41% |
1.40% |
| Everyday Supershare |
$50,000 |
1.76% |
1.75% |
The above rates reflect the dividend paid in the last dividend period.
Dividends paid on last calendar day of each month.
|
Certificates |
As of March 18, 2008 |
Account |
Minimum Balance to Earn Dividends |
APY* |
Dividend Rate |
60-Month Bump Up* quarterly |
$1,000 |
3.03% |
3.00% |
6-Month at maturity |
$1,000 |
2.16% |
2.15% |
| 12-Month at maturity |
$1,000 |
2.00% |
2.00% |
24-Month* quarterly |
$1,000 |
2.01% |
2.00% |
* Paid every ninety days from issue date until maturity.
Please be aware that early withdrawal
penalties may apply to all certificates.
|
IRAs |
As of April 1, 2008 |
Account |
Minimum Balance to Earn Dividends |
APY* |
Dividend Rate |
IRA Savings** |
$100 |
.75% |
.75% |
| Variable Rate IRA Term Share*** |
$100 |
2.78% |
2.75% |
**Dividends Paid January
1, April 1, July 1 and October 1.
***The IRA
Term share may be from 24 to 27 months long, since
maturity dates will correspond with the Dividend payment
dates.
Dividends on all accounts may change at any time as determined by the board of directors.
Dividends are paid from current income and available earnings after required transfers to reserves have been made at the end of the dividend period.
|
*APY=Annual
Percentage Yield. Dividends on all accounts
may change at any time as determined by the Board of Directors. Dividends
are paid from current income and available earnings after required
transfers to reserves
have been made at the end of the dividend period. Please
be aware that early withdrawal penalties may apply to all certificates.
Fees may reduce earnings on all accounts.
*The
information in the page above is for informational
purposes only and should not be construed as tax advice. Please
consult with a tax advisor for questions and information
regarding taxes and to determine if you would benefit from
tax savings.
|
