CERTIFICATES
6 Month, One-Year & two-Year Deposits

OVERVIEW

Certificates are safe and easy investments that permit the owner to earn higher dividends by keeping funds invested for a fixed length of time.

Please contact us for more information on how to join our credit union and/or to open an account.

RATES

See the our dividends & rates online. Please be aware that early withdrawal penalties may apply and fees may reduce earnings.

MEMBERSHIP

One becomes a "member" of Latah Federal Credit Union by maintaining a balance of $25 in a Regular Savings Account. In order to use any of the credit union's services - including certificates - one must be a member.

MINIMUM INVESTMENT

$1,000 to open a six-month, one-year or two-year certificate.

WITHDRAWAL PENALTY

There is a penalty equal to 90-days of dividends that is applied when funds are withdrawn prior to maturity.

aUTOMATIC WITHDRAWAL

Upon maturity, certificates automatically renew at prevailing rates for another term equal in length to the first. Members receive a notice of maturity in advance of the maturity date. Members may withdraw their certificate balances without incurring a penalty during the ten-day period following maturity.

INTERNET

Members may use Online Account Access to view certificate balances and transaction histories. Online account access is provided free of charge.

MORE INFORMATION

You may obtain complete information, including a written account disclosure, by e-mailing any of our offices.